Innovative Coverage Concepts provides comprehensive, customized insurance programs to meet the needs of niche markets.
Because insuring special business segments is our only business, we can offer specialized coverages and lower costs for the well-managed business.
Choosing ICC has many advantages.
Whether an individual client is a small business or a
large multi-state operation, ICC can deliver the right product at the right price.
Deductibles, SIR’s and other Alternative Risk
Management techniques available for large accounts
Special high-limits umbrella program
Competitive Workers’ Compensation coverage in many
Strong relationships with several carriers, each with
their own strengths and appetites.
All are financially strong and admitted, with Best’s
ratings of at least “A”
Multiple relationships provide ICC with maximum
flexibility in coverage design and pricing for different programs
Outstanding ability to deliver loss control and claims
service in addition to great products
ICC’s knowledge and
experience in program management allows us to focus on critical exposures
We can then pick
the markets that can best provide what’s needed.
Our objective is to
provide a customized insurance program at the lowest possible price.
Settle clients’ claims quickly and fairly while discouraging claims brought against them by others whenever possible.
Use technology to speed the entire claims process.
Provide up-to-date claims information for each client.
Effective Loss Control
We are advisors to clients, not just another place
to shop for insurance.
We are always on the lookout for better, more
cost-effective ways to cover risk exposures.
The interests of our clients always come
first—whether it involves coverage, cost, or claims management.