Innovative Coverage Concepts Launches Admitted Umbrella Insurance Offering for Restaurants Through Its Newly-formed Risk Purchasing Group

PARSIPPANY, NJ, April 26, 2017 – Innovative Coverage Concepts (ICC) is pleased to launch a new commercial umbrella insurance offering that will cover a broad range of restaurant and hospitality risks. The coverage will be available to upscale fine dining and casual dining establishments as well as upscale on-premises catering facilities. Limits of up to $25 million dollars aggregated per location will be offered.

ICC formed the risk purchasing group Restaurant Hospitality User Member Group RPG, Inc. (RHUMBA) to facilitate adding admitted umbrella coverage for its restaurant and hospitality clients.

“Our exclusive risk purchasing group gives us the unique ability to rate, quote and bind admitted umbrella coverage along with primary casualty, property and auto coverage,” said Dean Carras, President of ICC. “It enables us to meet more of our clients’ coverage needs and makes the insurance-buying process more efficient and economical for them.”

ICC’s restaurant umbrella program features:

  • No shared limits – aggregated per location
  • Limits from $1M to $25M – higher limits available
  • Admitted carrier rated “A” (Excellent) by A.M. Best
  • Strategic Response Coverage Extension included
  • Follow form Liquor Liability, Auto Liability

ICC’s restaurant umbrella program is offered in most US states. For more information, contact Robert Crowell at To learn more about this or other ICC program capabilities visit

Innovative Coverage Concepts, LLC (ICC) is a premier, national Managing General Agency (MGA) focused exclusively on developing and delivering specialized insurance programs for the hospitality industry and restaurants of all types, including fine dining, casual dining, bars, taverns and night clubs. ICC is distinguished by its custom risk management solutions and its innovative processes and technologies developed to assist clients in reducing risk and controlling claims costs and well as streamlining business processes.

For more information, contact:
Robert Crowell
EVP, Innovative Coverage Concepts
Office: 877-615-5488 ext. 242
Mobile: 908-337-8811

Get Ready to RHUMBA

Find  answers to your questions about Risk Purchasing Groups (RPGs) and our RHUMBA program for restaurants and hospitality risks in our RHUMBA infographic or on our RHUMBA page.