Getting Started

Thank you for your interest in Innovative

We think you will find here a competitive home for your better restaurant risks, with excellent products and services for insureds. 

• We are a knowledgeable wholesaler with over 45 years of experience specializing in programs.  We deal with several admitted carriers, all rated “A-“ or higher, to provide solutions for a variety of businesses types and locations. 

• We have the resources to respond to your needs, from single locations to multi-state chain operations. 

• Our focus on programs allows us to offer superior pricing and outstanding coverages geared to specific market niches.

• We are a strong proponent of market stability and long-term relationships.

If you are a broker, we’d like to get to know you better and determine if we have solid mutual interests.  Completing and returning the broker profile below will help us accomplish this.  If you have any questions, please contact Dean Carras at 866-577-7007. 

•  ICC Broker Kit

• Article - Our Recipe for Success in Restaurant Insurance

Below is a Broker Profile.  In order to get to know you better and determine if we have solid mutual interests, we ask that you complete and return it.   If you have any questions, please contact Dean Carras at 866-577-7007. 

We appreciate your interest in ICC, and look forward to being the market of choice for your good restaurant business. 

Dean J. Carras

President

Broker Profile

Interested in doing business with us?

Please download and complete the Broker Profile form (PDF or MSWord doc) by right clicking on link and then left click "save target as".  This will download the file to your computer.  Please complete the form and return it to us. Please include copy of Domicile state license and copy of E&O declarations page or Certificate of Insurance.

Email:   lorettaf@innocov.com

FAX:   973-884-4411

Mailing Address:

Innovative Coverage Concepts,

8 Wood Hollow Road,

Parsippany, NJ 07054

Personal & Confidential – Loretta Fischer