Special Insurance Programs for Business
|Innovative Coverage Concepts, LLC (ICCSM) is a Program Manager focused exclusively on the development and delivery of specialized insurance programs for businesses.||
Q. What can I get from ICC that I can’t get from any carrier or wholesaler?
A. First of all, ICC is not a “wholesaler”; we fill many roles in our relationships with carriers, from Managing General Agent to exclusive Program Administrator to specially-appointed niche marketer. And because we specialize in insuring restaurants, we have access to the most cost-effective programs. Our market “clout” allows us to aggressively negotiate advantageous terms and conditions. Other carriers and firms usually cannot provide the staff expertise that ICC has developed over 45+ years.
Q. Can I really get competitive terms?
A. Yes—in two ways. First, ICC will utilize our special relationships with carriers to get the most competitive pricing possible. Then we will work with you to make sure you have the right program for your individual insurance needs.
Q. Can I get all the coverages I need through ICC?
A. Yes. We provide the full range of products: Property and Liability packages; Workers’ Compensation; Employment Practices Liability; Umbrella liability; Auto; Crime; and whatever other protection is needed.
Q. Can ICC handle multi-location or multi-state operations?
A. Absolutely. In fact, we have people on board who have considerable experience in arranging coverage for larger, more complex accounts. They are knowledgeable in applying sophisticated risk management techniques to achieve desired solutions.
Q. Can ICC handle risks in all states?
A. Probably. But larger multi-state operations are good candidates regardless of the states in which some of the operations are located.
Q. How can I get started?
A. The easiest way to get started is to complete the brief questionnaire in the “Getting Started” section of this website. This step is quick, free, and does not obligate you in any way. If you prefer, you can also call us at 866-577-7007.
Interested in learning more?
Call us toll free at 866-577-7007