Innovative Coverage Concepts, LLC (ICCSM) is an intermediary focused exclusively on delivering quality business insurance products and services to brokers throughout the United States for their restaurant clients. 

Special Insurance Programs for Business

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Innovative Coverage Concepts, LLC (ICCSM) is a Program Manager focused exclusively on the development and delivery of specialized insurance programs for businesses. 
About Us

ICC is a full-service insurance intermediary focused exclusively on specialized programs for business.

We have a history of providing successful insurance programs for specialized business segments that dates back over 45 years.  We began in the metropolitan New York/New Jersey area and have expanded our expertise to many different regions throughout the United States.

Some of the programs we have developed:

  • Restaurants

  • Fraternal Clubs

  • Pre-schools

  • Cosmetics Firms

  • Armored Cars

ICC’s reputation as a Program Manager is based on three key elements.

  • EXPERIENCE - Experience in designing customized coverage packages; experience in dealing with insurance carriers, even during the toughest of markets; experience in using claims management and loss control to reduce the client’s insurance costs

  • FOCUS - Because we take aim only at pinpointing niche business segments, we have access to the best programs and prices available anywhere.  This “market clout” allows us to obtain the most competitive cost/coverage combination for our insurance products.

  • INTEGRITY - We act as true advisors, always on the lookout for better, more cost-effective ways to cover risk exposures.  And we never sacrifice essential coverage in order to get lower prices.  The interests of the insured always come first—whether involving coverage, cost, or claims management.

Interested in learning more?
Call us toll free at 866-577-7007
 

© Copyright 2006 - 2009 Innovative Coverage Concepts, LLC. All rights reserved.  Legal Notice.

Revised:  January 31, 2009

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